In the middle of next year, the forint market conversion of foreign currency loans may arrive. Banks will be required to provide trigger loans to debtors, but they can target customers of other banks with a competitive product. Only those who are considered good debtors by credit institutions can get good loans. It is a good idea to get ready right now to get started in the best possible conditions.

Don’t be on the BAR list

The higher your income counts


Include a co-debtor and extra cover

Include a co-debtor and extra cover

For many, their real estate collateral is no longer sufficient to raise a larger amount of credit, as home prices have plummeted and equity debt has risen. It’s worthwhile to be prepared for the fact that you may need extra cover when applying for a loan. With a co-debtor, you can increase your disposable income, which can also come in handy.


Switching banks is also easy

Switching banks is also easy

We do not have to stick to our old bank when redeeming. Indeed. When we get rid of our debt, we have almost nothing to do with the old credit institution, and we can get more discounts than the new one by transferring our payment there and becoming an active bank customer.


It’s worth starting in small banks


Market based forint conversion primarily favors small banks, as they do not have foreign currency loans and are interested in hitting good customers. Only their capital and resources can hinder bids, and it will be worth hitting fast for the best interest. You can compare the banks at any time on BankRaichu.

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